INDIVIDUAL MEDICLAIM POLICY| | 1. Salient Feature| Hospitalisation for illness, gist or accident, whether including surgery or not, imposesheavy financial payload on individuals, families, employers and welfare bodies.| | 2. Scope Of Cover| Mediclaim insurance insurance has been devised nether the aegis of the Government of India.The policy provides the following benefits.1) Reimbursement of hospital wish expenses which are reasonably and necessarily incurred,under the following dubiousnesss:a) Room, embarkation expenses as provided by the hospital/nursing home.b) treat expenses.c) Fees of surgeon, anaesthetist, medical medical examination practitioner, consultant and specialist.d) Expenses on account of anaesthesia, blood, oxygen, operation theatre charges, operativeappliances, medicines and drugs, diagnostic material, X-ray, dialysis, chemotherapy,radiotherapy, cost of pacemaker, artificial limbs and cost of organs and equal expenses.
2) design of Sub-Limits: The following provisions have been introduced:a. Room, Board and Nursing Expenses as provided by the Hospital /Nursing Home- Room bout specialize : 1 % of the Sum Insured per sidereal daylight crush to maximum of Rs.5000./-. I.C. Unit expenses : 2 % of Sum Insured per day subject to maximum of Rs. 10,000/-. Over all limits under this bearing : 25% of S.I. per illness.b.Surgeon, Anesthetist, Medical Practitioner,Consultants Special fees maximum limits per illness 25% of S.I.c.Anesthesia, Blood, Oxygen, OT charges, Surgical appliance, Medicines, drugs,...If you want to get a full essay, separate it o n our website: OrderCustomPaper.com
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